Analysis | Australian Property Network™

Three Measures of Home Values and One Turn: What the ABS, Cotality and PropTrack Figures Show to September 2026

Annual growth in home values reads 6.8%, 0.0% or 0.1% depending on the measure. The ABS figure is for the June quarter and the Cotality and PropTrack figures for September; all three put the high point in March 2026 and...

Tuesday October 13, 2026

The June Quarter of 2026 Across the Housing Data: What Rose and What Fell

Analysis

The June Quarter of 2026 Across the Housing Data: What Rose and What Fell

In the June quarter of 2026 the mean dwelling price fell 0.7% and new owner-occupier loans 3.3%, while approvals, commencements and completions were each more than 12% above a year earlier and 248,733 dwellings were under construction. Sixteen measures side...

Tuesday October 13, 2026

Investor vs. Owner-Occupier Behaviour Analysis

Where Investors Borrow: The Investor Share of New Home Loans, State by State

Investors took out 40.3% of new home loans in the year to June 2026, up from 27.4% six years earlier. The share runs from 48.3% in the Northern Territory to 28.2% in the ACT, and Western Australia's has more than...

Tuesday October 13, 2026

Market Psychology & Herd Behaviour

Rising Together: How Often Dwelling Prices and Home Loan Numbers Move in the Same Direction

Through 2025 the mean dwelling price and the number of new home loans rose together for four quarters, the longest run since 2011. In the June quarter of 2026 both fell, for the first time since March 2023. Across 59...

Tuesday October 13, 2026

Property Prices

Median House and Unit Prices in the Capitals and the Regions, June Quarter 2026

The median house sold for $1,487,600 in Sydney and $1,155,000 in Brisbane in the June quarter of 2026, on preliminary ABS figures. Melbourne, at $850,000, is sixth of the eight capitals: up 2.4% in five years against 87.0% in Perth...

Monday October 12, 2026

When Dwelling Prices Fall: Every Decline Since 2011, State by State

Price Volatility & Risk Assessment

When Dwelling Prices Fall: Every Decline Since 2011, State by State

The average Australian dwelling was valued at $1,100,400 in the June quarter of 2026, $8,200 less than in March: the fourteenth quarterly fall in 59 quarters. New South Wales, Victoria and the ACT fell; the other five states and territories...

Monday October 12, 2026

Australia’s Homes in Numbers: 11.5 Million Dwellings Worth $12.7 Trillion

National

Australia’s Homes in Numbers: 11.5 Million Dwellings Worth $12.7 Trillion

Australia had 11.53 million dwellings worth $12.69 trillion at the June quarter of 2026, $992bn more than a year earlier but $34bn less than in March, the first quarterly fall in the total since 2022. Households own 96.0% of the...

Monday October 12, 2026

What Australia Is Approving Outside Housing: Non-Residential Building by Type

Specific Property Sector Reports Analysis

What Australia Is Approving Outside Housing: Non-Residential Building by Type

Australia approved $95.7bn of non-residential building in the year to August 2026, close to double 2019. A fifth of it, $19.3bn, is in the ABS category that includes data centres, against $0.62bn seven years earlier. Offices fell from 18.3% of...

Monday October 12, 2026

Construction Finance & Capacity

Residential and Land Development in the Banks’ Commercial Property Lending, 2011 to 2026

Banks had approved $109.3bn of credit for residential projects and land development at June 2026, 20.2% of their commercial property limits and the highest share since 2018. The two categories supplied 45.4% of the past year's growth.

Monday October 12, 2026

New Housing Supply Forecasts

Work in Hand: The Value of Residential Building Yet to Be Done

Builders had $84.7bn of residential work yet to be done at June 2026, a new high for the eighth consecutive quarter and 8.7 months of current output. Since 2019 the value of work done has risen 45.8%, its volume 2.1%.

Monday October 12, 2026

Years of Earnings for the Average Dwelling, State by State, 2012 to 2026

Housing Affordability Analysis

Years of Earnings for the Average Dwelling, State by State, 2012 to 2026

The average Australian dwelling was worth 10.16 years of full-time earnings in the June quarter 2026, up from 6.98 in 2012. Four jurisdictions peaked in 2021–22; Queensland, South Australia and Western Australia reached their highest ratios in 2026.

Friday October 9, 2026

Building Approvals & Commencements Data

Starts per 100 Approvals: How Each State’s Dwelling Commencements Track Its Approvals

From 2011 to 2025, 98.4 dwellings were begun in Australia for every 100 approved, and every state finished within a few points of one start per approval. In the year to June 2026 the states diverged: Victoria 103.2, Queensland 94.1,...

Friday October 9, 2026

Months of Pipeline: How Long the Dwellings Under Construction Would Take to Complete

Economic Factors

Months of Pipeline: How Long the Dwellings Under Construction Would Take to Complete

At the June quarter 2026 pace of completions, the 248,733 dwellings under construction would take 15.7 months to complete, fewer than a year earlier: completions rose 15.8% while the stock rose 10.8%.

Friday October 9, 2026

Construction & Development Pipeline Analysis

From Approval to Completion: Australia’s Dwelling Pipeline Stage by Stage

In the year to June 2026, 204,440 dwellings were commenced and 180,501 completed. With starts running ahead of completions, 248,733 dwellings were under construction at June 2026, the highest since the ABS series began in 1984.

Friday October 9, 2026

Rent Against Earnings in the June Quarter 2026: Five States Compared

Housing Affordability Analysis

Rent Against Earnings in the June Quarter 2026: Five States Compared

A new lease took 33.39% of a week’s full-time adult ordinary-time earnings in the June quarter 2026, up from 32.74% a year earlier. Rents rose faster than earnings in all five states, most of all in Tasmania.

Friday October 9, 2026

Building Approvals & Commencements Data

Dwelling Approvals, August 2026: Houses Lead a Rising Year

Australia approved 208,184 new homes in the 12 months to August 2026, up 9.5% and the most since April 2022. House approvals led, while Queensland and Western Australia rose most among the larger states.

Wednesday October 7, 2026

Inflation

The August 2026 CPI: Housing Costs by Capital City

Consumer prices rose 4.0% over the year to August 2026 and housing costs 5.7%, from 4.5% in Melbourne to 7.9% in Adelaide. Electricity, new home prices and rents drove the differences between the capitals.

Wednesday October 7, 2026

New-Lease Rents in the June Quarter 2026: Five States Compared

Rental Market Analysis

New-Lease Rents in the June Quarter 2026: Five States Compared

Rents on new leases rose 5.7% over the year to the June quarter 2026 across NSW, Queensland, South Australia, Western Australia and Tasmania, fastest in Tasmania and WA. What the bond data show.

Tuesday October 6, 2026

Planning Regulations

Measuring Planning in Australia: What the Data Can and Cannot Show

Of nine things a reader might want to measure about Australia's planning systems, a national figure exists for one. A guide to what is published, where each measure stops, and where APN covers it.

Tuesday October 6, 2026

Demographic Trend Analysis

Fewer Births: The Fall in Australia’s Fertility Rate

Australia’s total fertility rate was 1.481 babies per woman in 2024, the lowest since at least 1975 and down from 1.917 in 2011. The fall is concentrated among women under 35.

Monday October 5, 2026

Rental Market Regulations Analysis

Rents Where the Rules Changed: Bond Data Around Four Tenancy Reforms

Four states changed tenancy laws between June 2024 and May 2025. Rents on new tenancies kept rising in each, and every shift in pace was shared by another state over the same years.

Monday October 5, 2026

Development Application (DA) & Approval Process Analysis

Residential Development Applications in NSW: How Long a Decision Takes

The median time from lodgement to decision for NSW development applications proposing new homes fell from 96 days in the March quarter 2024 to 62 in the June quarter 2026, on the gross-day basis the state uses for its council...

Monday October 5, 2026

Development Application (DA) & Approval Process Analysis

How Long Does a Development Approval Take? What Each State Reports

Six states and territories reported a median development approval time to National Cabinet, from 18 to 146 days, on different day counts and pathways. Victoria’s own dashboard gives 70 calendar days for the same period. A national figure cannot be...

Monday October 5, 2026

Banking & Lending Regulation Analysis

New Housing Lending by Purpose Since 2019: Investors’ Share on Two Measures

Investors took 36.5% of new home lending funded in the June quarter 2026 on APRA’s figures, and 38.7% of new commitments on the ABS measure, which leaves out refinancing. Both peaked in September 2025: APRA’s highest since its collection began...

Monday October 5, 2026

Household Formation Trends

Living Alone, Couples and Families: Household Types Across Three Censuses

Lone-person households grew 25.5% between the 2011 and 2021 Censuses, against 15.9% for couples with children, which remain the most common type. In SA and Tasmania people living alone already outnumber couples with children.

Monday October 5, 2026

Heritage & Environmental Conservation Planning Analysis

Where Hazard Controls Are Mapped: Bushfire and Flood Planning Layers, State by State

Victoria has redrawn its bushfire prone area 26 times since 2011; the statewide NSW flood planning layer carries a 2019 edition date; Queensland’s floodplain overlay is an interim 2013 product. What each state maps, what it triggers, and why there...

Sunday October 4, 2026

Sustainability & Environmental Policies in Property

The 7-Star Energy Standard and House Building Prices: What the Timing Shows

Six states and territories brought in the 7-star standard between October 2023 and May 2025. House construction prices slowed after the start date in three and quickened in three, and Tasmania, without it, moved the same way in five of...

Sunday October 4, 2026

Where Older Australians Live: Tenure and Dwelling Type by Age

Ageing Population & Housing Needs

Where Older Australians Live: Tenure and Dwelling Type by Age

79.4% of households headed by someone aged 75 and over own their home outright, against 29.5% of all households. How tenure, dwelling type, household size and housing costs change with age.

Sunday October 4, 2026

How Old Is the Statute Book? When the Laws Governing Housing Were Made

Legislation & Policy

How Old Is the Statute Book? When the Laws Governing Housing Were Made

Half the Acts governing Australian housing were made in 1997 or earlier; half the regulations under them date from 2018 or later. When the statute book was made, by subject and jurisdiction.

Saturday October 3, 2026

Rooftop Solar and Batteries: What the Installation Data Shows

Sustainability & Environmental Policies in Property

Rooftop Solar and Batteries: What the Installation Data Shows

4,532,178 small-scale solar installations were recorded to August 2026, and the average system has grown about fourfold since 2011. 510,949 batteries were recorded in the 14 months after they became eligible.

Saturday October 3, 2026

Ageing Population & Housing Needs

The Next Twenty Years of Ageing: What the ABS Projects

Under the ABS medium projection, Australians aged 65 and over rise from 4.43 million in 2022 to 7.42 million by 2046, and those aged 85 and over from 0.55 million to 1.43 million.

Saturday October 3, 2026

Rental Market Regulations Analysis

Tenancy Disputes and Bonds: What Each State Reports

No two states count tenancy disputes the same way, and none of the reports reviewed shows how they end. Bond data is fuller: in NSW, 61.6% of bonds refunded in 2025 went back to the tenant in full.

Friday October 2, 2026

Population Growth & Distribution

Capital Cities and the Rest: Population Growth by Greater Capital City

In the year to June 2025 the capital cities grew 1.76% and the rest of the states 1.08%, taking 77% of national growth. The capitals grow through overseas migration while Sydney and Melbourne lose residents internally.

Friday October 2, 2026

Heritage & Environmental Conservation Planning Analysis

What Is Heritage-Listed? The Registers, State by State

NSW has 1,825 items on its State Heritage Register and 36,724 in its councils’ plans; Victoria has 2,428 on its register and 25,048 mapped heritage overlay areas; the Commonwealth lists 126 places of national significance. The registers count different things,...

Friday October 2, 2026

Demographic Analysis

The Population the Projections Expected: ABS Projections Against What Happened

By June 2025 Australia’s population was 369,000 below the 2017-based medium projection and 207,000 above the 2022-based one. How two editions of ABS projections compare with what happened.

Friday October 2, 2026

High Debt-to-Income Lending Since 2019: The Share, the Rate Cycle and the New Limit

Household Finance

High Debt-to-Income Lending Since 2019: The Share, the Rate Cycle and the New Limit

In the June quarter 2026, 5.4% of new home lending was written at six times the borrower’s income or more, against 23.8% at the December 2021 peak. Investors sat at 8.9% and owner-occupiers at 3.7% in the first full quarter...

Thursday October 1, 2026

Legislation & Policy

What Applies Where: The Laws Behind a Home in Each Capital City

Planning, building, strata, renting, sale of land, duty and land tax: which law governs each, in the capital city council area of every state and territory.

Thursday October 1, 2026

Home Energy Ratings: What Australia Measures

Sustainability & Environmental Policies in Property

Home Energy Ratings: What Australia Measures

The 7-star standard started state by state between October 2023 and May 2025. The only long series for homes sold is the ACT's, where a considerable part of the rise in ratings likely came from new builds.

Thursday October 1, 2026

Population Growth & Distribution

Where Growth Lands: Population Change by State and Territory

Western Australia grew fastest in the year to March 2026 and Tasmania slowest. Overseas migration was the largest source of growth in every state, while New South Wales lost 20,818 people interstate and Queensland gained 14,718.

Thursday October 1, 2026

Tax Laws

Who Reports Rental Losses: Fourteen Years by Age and Income

In 2023–24, 1,276,669 Australians reported a net loss on rental property, 54.8% of those with a rental result, up from a low of 41.9% in 2021–22. About seven in ten rental holders under 40 report a loss, against 13.7% of...

Thursday October 1, 2026

Household Formation Trends

People per Household: Average Household Size Across Three Censuses

Australia’s average household fell from 2.6 people to 2.5 between the 2016 and 2021 Censuses. One-person households rose to 25.6% of the total, and the ABS projections disagree on whether that continues.

Thursday October 1, 2026

First Home Buyer Policies & Impacts

First Home Buyers Who Buy to Invest: A Share That More Than Halved

In the June quarter 2026, first home buyers took 2.88% of new investor loans, the lowest share since the ABS began counting in 2019 and less than half the 6.31% peak of March 2021. Their loans fell while investor lending...

Wednesday September 30, 2026

GDP & Economic Growth

Dwelling Investment in the National Accounts: A High Built on Renovation

Private dwelling investment reached $38.1 billion in the June quarter of 2026 in volume terms, the highest in the series, and added about 0.31 points to GDP growth over the year. Alterations and additions are at their highest; new dwelling...

Wednesday September 30, 2026

Employment

Filled Jobs and the Unemployment Rate: Two Counts of One Labour Market

Over the year to June 2026 filled jobs rose 2.6% while the number of people employed rose 1.1%, and unemployment rose to 4.65% in August, from 4.22% a year earlier. The difference is largely second jobs: 6.9% of employed people...

Wednesday September 30, 2026

Interest Rates

Rates Up, Reading Down: Why the Interest Rates Reading Eased in the June Quarter

On 29 September the RBA raised the cash rate to 4.60% and APN recertified its Interest Rates reading lower, at +0.9807 from +1.0049. The two-year yield and high debt-to-income lending explain why.

Wednesday September 30, 2026

Housing in the 2026–27 Budgets: A Ledger of Every Government’s Measures

Government Spending & Policy Impact

Housing in the 2026–27 Budgets: A Ledger of Every Government’s Measures

The Commonwealth will pay the states $2.9 billion for housing in 2026–27 and is changing how rental property is taxed. Every state and territory budget carries its own housing measures, counted its own way. This ledger sets out what each...

Wednesday September 30, 2026

First Home Buyer Assistance, State by State: Grants, Duty Relief and What Is Published

First Home Buyer Policies & Impacts

First Home Buyer Assistance, State by State: Grants, Duty Relief and What Is Published

Seven states and territories pay a first home owner grant, from $10,000 to $50,000, and every one pays it only on a new home. Six relieve transfer duty for first home buyers, three with no cap on the value of...

Wednesday September 30, 2026

Demographic Trend Analysis

The Age Pyramid, 2011 to 2026: How Australia’s Age Structure Has Shifted

Between 2011 and 2026 the number of Australians aged 75 to 79 rose 86% while children under five rose 3.2%. The median age went from 37.2 to 38.5 and the most common single age from 39 to 31.

Wednesday September 30, 2026

How Much of Each Cash-Rate Change Reaches Borrowers: Rates Charged Since 2022

Interest Rates

How Much of Each Cash-Rate Change Reaches Borrowers: Rates Charged Since 2022

The RBA raised the cash rate to 4.60% on 29 September 2026. Across 2022 and 2023, about 83% of the increases reached existing owner-occupier variable rates; the changes of 2025 and 2026 reached them in full.

Tuesday September 29, 2026

Banking & Lending Regulation Analysis

Enforcement Intensity: Twenty Years of Enforceable Undertakings

APRA has accepted 37 enforceable undertakings since 2005, none in seven of the 21 years, and every one since 2014 from an institution. What the register and ASIC's six-monthly counts show, and what small numbers cannot.

Tuesday September 29, 2026

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Category: Analysis

Where Australians Were Born, Suburb by Suburb: Country of Birth at the 2021 Census

Staying Put: Who Lived at the Same Address Five Years On, by State and Suburb

Who Volunteers, and Where: Voluntary Work by State, Age and Locality at the 2021 Census

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