First Home Buyers | Australian Property Network™

First Home Buyers Who Buy to Invest: A Share That More Than Halved

In the June quarter 2026, first home buyers took 2.88% of new investor loans, the lowest share since the ABS began counting in 2019 and less than half the 6.31% peak of March 2021. Their loans fell while investor lending...

Wednesday September 30, 2026

First Home Buyers and Investors: Fifteen Years of the Lending Growth Race

Household Finance

First Home Buyers and Investors: Fifteen Years of the Lending Growth Race

Since 2011 first home buyer lending has grown faster than investor lending in 31 of 62 quarters, and the lead has changed hands nine times. In the June quarter of 2026 first home buyers moved ahead again, on larger loans...

Monday September 28, 2026

Ong ViforJ: Why the Housing Gap Between Generations Is Widening, and What Would Narrow It

Submissions, Inquiries & Testimony

Ong ViforJ: Why the Housing Gap Between Generations Is Widening, and What Would Narrow It

An APN 23000 Series attributed perspective: Professor Rachel Ong ViforJ's submission to the Senate inquiry into intergenerational housing inequity finds the housing wealth gap between generations is widening, and proposes reforms to investor tax settings, stamp duty, downsizing and shared...

Friday September 25, 2026

Investment & Finance Claim Test

Investors, First Home Buyers and Borrowing: Rachel Ong ViforJ’s Figures Tested

APN 22000 Series Claim Test: investors’ share of new housing loans rose from 28.1% to 40.8% between December 2019 and December 2025, while first home buyers’ share fell from 25.4% to 21.1%. First home buyers held their share of owner-occupier...

Friday September 25, 2026

First Home Buyer Policies & Impacts

Twenty-Four Years of First Home Buyer Lending

First home buyers took 36.21% of new owner-occupier housing loans in the March quarter of 2026, five points above the average since 2002 and above it for 29 straight quarters. The Australian Capital Territory is at its highest share in...

Friday September 18, 2026

Parliament & Opposition

Bragg: A Housing Boom Through Deregulation, Lower Taxes and a Recalibrated Migration Intake

An APN 23000 Series attributed perspective: Shadow Housing Minister Andrew Bragg's first National Press Club address sets out a supply-side housing case — an 80-page replacement for the National Construction Code, means-testing of the 5% deposit scheme, amendment of the...

Monday August 24, 2026

Columnists & Commentators

Pape: “A House Is for Living In” — the Correction as Twenty Years Overdue

An APN 23000 Series attributed perspective, now verified against the primary source: Scott Pape's Herald Sun column framing the housing correction as twenty years overdue — prices up more than 400% since 2000 on "taxpayer-funded landlord welfare", and a fall...

Monday August 24, 2026

Economists & Analysts

Koukoulas: An Orderly Correction, and Policy Working as Intended

An APN 23000 Series attributed perspective: independent economist Stephen Koukoulas reads the August housing downturn as an orderly correction that housing policy was aimed at delivering — and, in his view, is working. Independently corroborated against Cotality's July 2026 Home...

Friday August 21, 2026

The Affordability Ceiling: Deconstructing the Structural Constraint on Australian Property

Residential Market Insight

The Affordability Ceiling: Deconstructing the Structural Constraint on Australian Property

With mortgage serviceability hitting 50.5% of median gross income, Australia's affordability crisis has become the primary cap on price growth. This APN Strategic Briefing deconstructs the new data, revealing a two-speed market where capital is being funnelled from a capped...

Sunday October 19, 2025

The Shared Solution: Deconstructing the Rise of Co-Ownership in Response to the Affordability Crisis

Innovative Housing Models

The Shared Solution: Deconstructing the Rise of Co-Ownership in Response to the Affordability Crisis

As Wollongong's median house price hits $1.3M, shared ownership is emerging as a grassroots solution to the affordability crisis. APN's analysis deconstructs this growing trend, examining the powerful drivers, the significant legal and financial barriers, and the new opportunities this...

Wednesday September 10, 2025

Property Pain: Which Generation Copped the Rawest Deal?

Demographic Trend Analysis

Property Pain: Which Generation Copped the Rawest Deal?

This analysis, based on McCrindle Research data originally published on Morningstar Australia, examines intergenerational housing affordability in Australia, revealing a stark contrast between Baby Boomers and Generation Z. In 1980, a Sydney house cost Baby Boomers 5.1 times their annual...

Sunday August 17, 2025

Tag: First Home Buyers

First Home Buyers Who Buy to Invest: A Share That More Than Halved

First Home Buyers and Investors: Fifteen Years of the Lending Growth Race

Ong ViforJ: Why the Housing Gap Between Generations Is Widening, and What Would Narrow It

Investors, First Home Buyers and Borrowing: Rachel Ong ViforJ’s Figures Tested

Twenty-Four Years of First Home Buyer Lending

Bragg: A Housing Boom Through Deregulation, Lower Taxes and a Recalibrated Migration Intake

Pape: “A House Is for Living In” — the Correction as Twenty Years Overdue

Koukoulas: An Orderly Correction, and Policy Working as Intended

The Affordability Ceiling: Deconstructing the Structural Constraint on Australian Property

The Shared Solution: Deconstructing the Rise of Co-Ownership in Response to the Affordability Crisis

Property Pain: Which Generation Copped the Rawest Deal?

Staying Put: Who Lived at the Same Address Five Years On, by State and Suburb

Who Volunteers, and Where: Voluntary Work by State, Age and Locality at the 2021 Census

Three Measures of Home Values and One Turn: What the ABS, Cotality and PropTrack Figures Show to September 2026

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