--- title: "24510 – APN Financial Climate Sensitivity™ (Metric)" url: https://australianproperty.network/apn-codex/series-20000/series-24000/series-24500/series-24510/ date: 2026-01-16 modified: 2026-10-03 lang: en author: "" description: "APN Codex Node 2451024500 Series — Climate-Risk Asset DevaluationCertified APN Financial Climate Sensitivity™ Current Reading 83.1 Ranked against 178 quarters · Autumn 2026 (March–May), dated to the June quarter 2026..." word_count: 720 --- # 24510 – APN Financial Climate Sensitivity™ (Metric) APN Codex Node 2451024500 Series — Climate-Risk Asset DevaluationCertified ### APN Financial Climate Sensitivity™ Current Reading 83.1 Ranked against 178 quarters · Autumn 2026 (March–May), dated to the June quarter 2026 1What It Measures The APN Financial Climate Sensitivity™ reading tracks Australia's objective physical climate-hazard exposure — high and low temperature frequency, 5-day rainfall maxima, wind-gust maxima, consecutive dry days, and sea-level-rise frequency — via the Actuaries Institute's Australian Actuaries Climate Index (AACI), commissioned to Finity Consulting and published quarterly since 1982. This is a **national time-series index**, not a geographic one — only the current reading is shown; there is no locality distribution or map for this node. 2Composite Construction | Component | Source | Weight | | --------- | ------ | ------ | | Australian Actuaries Climate Index, national combined value | Actuaries Institute (Finity Consulting), quarterly since 1982 | 100% | Single-input by design. AACI's own standardisation (against its 1981–2010 reference period) is taken as published; APN's 2011–2025 baseline is computed on top of it, rather than re-deriving the Institute's own methodology. 3Reading History Position · Autumn 2026- 500100Less hazard exposureMore hazard exposure83.1Ranked against 178 quartersShaded band: the normal range, 10 to 90APN Financial Climate Sensitivity™ (Metric) (24510) · Reading HistoryNode Z-Score by Quarter, March 2011 to June 2026+0.5742σ · position 83.1, ranked against 178 quarters**Reading, ranked quarters**Normal range (middle 80% of ranked quarters)**Current readingThe June quarter 2026 reading, +0.5742σ, ranks 83.1 against 178 quarters and sits inside the normal range of −0.3054σ to +0.6874σ. The highest ranked reading was +1.0425σ in the June quarter 2025, and the lowest −0.6100σ in the June quarter 1993. The ranking also counts the 116 quarters from the March quarter 1982 to December 2010, before the drawn window; every quarter is listed in the data table. Show the data | Quarter | Reading | Basis | | ------- | ------- | ----- | | Q1 1982 | +0.1200σ | Ranked | | Q2 1982 | −0.2022σ | Ranked | | Q3 1982 | −0.3981σ | Ranked | | Q4 1982 | −0.3785σ | Ranked | | Q1 1983 | −0.1123σ | Ranked | | Q2 1983 | +0.3316σ | Ranked | | Q3 1983 | −0.2356σ | Ranked | | Q4 1983 | +0.0088σ | Ranked | | Q1 1984 | −0.1362σ | Ranked | | Q2 1984 | +0.0149σ | Ranked | | Q3 1984 | +0.2008σ | Ranked | | Q4 1984 | −0.2396σ | Ranked | | Q1 1985 | −0.1536σ | Ranked | | Q2 1985 | +0.1814σ | Ranked | | Q3 1985 | −0.0572σ | Ranked | | Q4 1985 | −0.2639σ | Ranked | | Q1 1986 | −0.1247σ | Ranked | | Q2 1986 | −0.1638σ | Ranked | | Q3 1986 | −0.1019σ | Ranked | | Q4 1986 | −0.1535σ | Ranked | | Q1 1987 | −0.3404σ | Ranked | | Q2 1987 | −0.1925σ | Ranked | | Q3 1987 | −0.4744σ | Ranked | | Q4 1987 | −0.1493σ | Ranked | | Q1 1988 | −0.0856σ | Ranked | | Q2 1988 | +0.1750σ | Ranked | | Q3 1988 | +0.3613σ | Ranked | | Q4 1988 | +0.5794σ | Ranked | | Q1 1989 | −0.0957σ | Ranked | | Q2 1989 | +0.2407σ | Ranked | | Q3 1989 | −0.2624σ | Ranked | | Q4 1989 | −0.1379σ | Ranked | | Q1 1990 | −0.0778σ | Ranked | | Q2 1990 | +0.1601σ | Ranked | | Q3 1990 | −0.0177σ | Ranked | | Q4 1990 | −0.2634σ | Ranked | | Q1 1991 | +0.1559σ | Ranked | | Q2 1991 | −0.3697σ | Ranked | | Q3 1991 | −0.0351σ | Ranked | | Q4 1991 | −0.4129σ | Ranked | | Q1 1992 | −0.4872σ | Ranked | | Q2 1992 | −0.4553σ | Ranked | | Q3 1992 | −0.3002σ | Ranked | | Q4 1992 | −0.1930σ | Ranked | | Q1 1993 | −0.3679σ | Ranked | | Q2 1993 | −0.6100σ | Ranked | | Q3 1993 | −0.3376σ | Ranked | | Q4 1993 | −0.3598σ | Ranked | | Q1 1994 | +0.0326σ | Ranked | | Q2 1994 | −0.0422σ | Ranked | | Q3 1994 | −0.4118σ | Ranked | | Q4 1994 | −0.3637σ | Ranked | | Q1 1995 | −0.1947σ | Ranked | | Q2 1995 | −0.2438σ | Ranked | | Q3 1995 | +0.2056σ | Ranked | | Q4 1995 | −0.1220σ | Ranked | | Q1 1996 | +0.0919σ | Ranked | | Q2 1996 | +0.0397σ | Ranked | | Q3 1996 | +0.1909σ | Ranked | | Q4 1996 | +0.4216σ | Ranked | | Q1 1997 | +0.0386σ | Ranked | | Q2 1997 | −0.3888σ | Ranked | | Q3 1997 | −0.4643σ | Ranked | | Q4 1997 | −0.4140σ | Ranked | | Q1 1998 | −0.3177σ | Ranked | | Q2 1998 | +0.0317σ | Ranked | | Q3 1998 | +0.3448σ | Ranked | | Q4 1998 | +0.2515σ | Ranked | | Q1 1999 | +0.0095σ | Ranked | | Q2 1999 | +0.2268σ | Ranked | | Q3 1999 | −0.0940σ | Ranked | | Q4 1999 | +0.0533σ | Ranked | | Q1 2000 | +0.0658σ | Ranked | | Q2 2000 | +0.5087σ | Ranked | | Q3 2000 | +0.0708σ | Ranked | | Q4 2000 | +0.2272σ | Ranked | | Q1 2001 | +0.3932σ | Ranked | | Q2 2001 | −0.0448σ | Ranked | | Q3 2001 | +0.1351σ | Ranked | | Q4 2001 | −0.1121σ | Ranked | | Q1 2002 | −0.1332σ | Ranked | | Q2 2002 | −0.1705σ | Ranked | | Q3 2002 | +0.1383σ | Ranked | | Q4 2002 | +0.0495σ | Ranked | | Q1 2003 | +0.0074σ | Ranked | | Q2 2003 | −0.1200σ | Ranked | | Q3 2003 | +0.1806σ | Ranked | | Q4 2003 | +0.1873σ | Ranked | | Q1 2004 | +0.0875σ | Ranked | | Q2 2004 | +0.0574σ | Ranked | | Q3 2004 | +0.0159σ | Ranked | | Q4 2004 | −0.1199σ | Ranked | | Q1 2005 | −0.0268σ | Ranked | | Q2 2005 | +0.0140σ | Ranked | | Q3 2005 | +0.2368σ | Ranked | | Q4 2005 | −0.0209σ | Ranked | | Q1 2006 | +0.5429σ | Ranked | | Q2 2006 | +0.0990σ | Ranked | | Q3 2006 | −0.1610σ | Ranked | | Q4 2006 | +0.0117σ | Ranked | | Q1 2007 | +0.0123σ | Ranked | | Q2 2007 | +0.3818σ | Ranked | | Q3 2007 | +0.1182σ | Ranked | | Q4 2007 | +0.1349σ | Ranked | | Q1 2008 | +0.3061σ | Ranked | | Q2 2008 | +0.2354σ | Ranked | | Q3 2008 | +0.2385σ | Ranked | | Q4 2008 | +0.3289σ | Ranked | | Q1 2009 | +0.5180σ | Ranked | | Q2 2009 | +0.1907σ | Ranked | | Q3 2009 | +0.4133σ | Ranked | | Q4 2009 | +0.5632σ | Ranked | | Q1 2010 | +0.2791σ | Ranked | | Q2 2010 | +0.1897σ | Ranked | | Q3 2010 | +0.3707σ | Ranked | | Q4 2010 | +0.8041σ | Ranked | | Q1 2011 | +0.9304σ | Ranked | | Q2 2011 | +0.3787σ | Ranked | | Q3 2011 | +0.2634σ | Ranked | | Q4 2011 | +0.3575σ | Ranked | | Q1 2012 | +0.4221σ | Ranked | | Q2 2012 | +0.3953σ | Ranked | | Q3 2012 | +0.1057σ | Ranked | | Q4 2012 | +0.2702σ | Ranked | | Q1 2013 | +0.8173σ | Ranked | | Q2 2013 | +0.5205σ | Ranked | | Q3 2013 | +0.6858σ | Ranked | | Q4 2013 | +0.7514σ | Ranked | | Q1 2014 | +0.6943σ | Ranked | | Q2 2014 | +0.2734σ | Ranked | | Q3 2014 | +0.4448σ | Ranked | | Q4 2014 | +0.2817σ | Ranked | | Q1 2015 | +0.3215σ | Ranked | | Q2 2015 | +0.5502σ | Ranked | | Q3 2015 | −0.1057σ | Ranked | | Q4 2015 | +0.0359σ | Ranked | | Q1 2016 | +0.1237σ | Ranked | | Q2 2016 | +0.7298σ | Ranked | | Q3 2016 | +0.7849σ | Ranked | | Q4 2016 | +0.5181σ | Ranked | | Q1 2017 | +0.5300σ | Ranked | | Q2 2017 | +0.4985σ | Ranked | | Q3 2017 | +0.2284σ | Ranked | | Q4 2017 | +0.5154σ | Ranked | | Q1 2018 | +0.6109σ | Ranked | | Q2 2018 | +0.6052σ | Ranked | | Q3 2018 | +0.4782σ | Ranked | | Q4 2018 | +0.1497σ | Ranked | | Q1 2019 | +0.9414σ | Ranked | | Q2 2019 | +0.6827σ | Ranked | | Q3 2019 | +0.4173σ | Ranked | | Q4 2019 | +0.4595σ | Ranked | | Q1 2020 | +0.9585σ | Ranked | | Q2 2020 | +0.6536σ | Ranked | | Q3 2020 | +0.4750σ | Ranked | | Q4 2020 | +0.5822σ | Ranked | | Q1 2021 | +0.6170σ | Ranked | | Q2 2021 | +0.3636σ | Ranked | | Q3 2021 | +0.6368σ | Ranked | | Q4 2021 | +0.7969σ | Ranked | | Q1 2022 | +0.5492σ | Ranked | | Q2 2022 | +0.9039σ | Ranked | | Q3 2022 | +0.8081σ | Ranked | | Q4 2022 | +0.8699σ | Ranked | | Q1 2023 | +0.5372σ | Ranked | | Q2 2023 | +0.5522σ | Ranked | | Q3 2023 | +0.8326σ | Ranked | | Q4 2023 | +0.3663σ | Ranked | | Q1 2024 | +0.5317σ | Ranked | | Q2 2024 | +0.3946σ | Ranked | | Q3 2024 | +0.7243σ | Ranked | | Q4 2024 | +0.6461σ | Ranked | | Q1 2025 | +0.7548σ | Ranked | | Q2 2025 | +1.0425σ | Ranked | | Q3 2025 | +0.6807σ | Ranked | | Q4 2025 | +0.6623σ | Ranked | | Q1 2026 | +0.6911σ | Ranked | | Q2 2026 | +0.5742σ | Ranked | 4Reading the Pattern At the 83rd percentile of its own 44-year record, the current reading sits in the elevated range but is easing — it is below both the prior two quarters (Q1 2026 and Q4 2025 both read higher). Autumn 2026 was the **43rd consecutive positive quarterly reading** of the index, consistent with the Institute's own published finding. 5Methodology & Disclosed Caveats **Meteorological seasons, not calendar quarters.** AACI publishes on the Australian meteorological season (Summer Dec–Feb, Autumn Mar–May, Winter Jun–Aug, Spring Sep–Nov) — each season is labelled by name and months and dated to the calendar quarter in which it ends: Summer to the March quarter, Autumn to the June quarter, Winter to the September quarter and Spring to the December quarter. Where this reading is combined with calendar-quarter data, the two are about one month apart. - **Parent index.** This reading is one of the two components of the APN Climate-Risk Asset Devaluation Index™ (24500), alongside the APN Insurance Cost Pressure Index™ (24530). The planned market-pricing component, 24520, has no structured Australian dataset and does not enter. 6Other Components The other components of the APN Climate-Risk Asset Devaluation Index™ (24500). [Node 24520 →APN Regional Green Premium Uplift™ / Brown Discount™ (Metric)No dataset exists; not part of the index.](https://australianproperty.network/apn-codex/series-20000/series-24000/series-24500/24520-apn-regional-green-premium-uplift-brown-discount-metric/)[Node 24530 →APN Insurance Cost Pressure Index™Reads how fast the price of household insurance cover is rising. Certified · position 62.2 of 144](https://australianproperty.network/apn-codex/series-20000/series-24000/series-24500/series-24530/) [Parent branch →24500 — APN Climate-Risk Asset Devaluation Index™](https://australianproperty.network/apn-codex/series-20000/series-24000/series-24500/) 7Certification APN Codex Node 24510 — Certified - Certified as a standalone sub-index (current reading: 83.0508) - Season-labelling and single-input caveats disclosed above, not hidden in a footnote